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Fax Free Payday Loans are a great financial solution for fast cash, but only if you borrow from the right lender. When you’re hard up and in need of quick cash do not go with the first lender that you come across. Take just a few minutes to compare the landscape before taking the plunge with a lender as there are some rather unscrupulous lenders out there. A few easy minutes doing your homework on the internet can save you heart-ache and money.

Firstly I would recommend that you try to borrow from a family member or a close friend or even from your employer for a cash advance. Some employers may consider moving your pay day to earlier in the month to help you out temporarily. But do not expect this to be a long standing favour.

If you cannot do this, or if you are to embarrassed to ask then of course you need to opt for a payday loan. Just make sure you take out the loan with a reputable lender. Check that the lender displays its OFT (Office of Fair Trading) Consumer Credit Licence number on their website. If it doesn’t then DO NOT take out a loan with them. This number can usually be found at the bottom of the website pages in the footer section, or else you should be able to see it in the contact details page.

But how do you decide which lender to go with to get your fax free payday loan? Most people opt for a fax free loan with the lowest APR and some of these will be disappointed. Why? Because it takes an age for the loan to be transferred to them or because the lender does actually need you to fax in a bank statement or proof of identification or proof of address. Make sure that the lender really does not need documents to be faxed in and also check that the lender can transfer the money same day and not in 3 days. 3 days can be too long especially if you need money for an emergency boiler repair so that you can have a hot shower.